Best Checking Account Bonuses

Opening a new checking account is a great time to earn a bonus. Most banks offer some type of promotion or offer to entice you to open your bank account with them. Comparing the offers and knowing what’s required to earn the bonus can earn you some extra money.

Here are the top 5 checking account bonuses available today*.

*Please note that the bonus offers are subject to changes and might be unavailable by the time you are reading this post. This article was written on June 2023.

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Bank of America

Headquartered in Charlotte, North Carolina, the Bank of America operates a vast network of branches throughout the United States and maintains a strong international presence.

Open a Bank of America Advantage Banking account and earn a $100 bonus. Use this link to open your account. Once you receive at least $1,000 in direct deposits in 90 days, you’ll earn a $100 bonus.

All three accounts are checkless online accounts, but some accounts offer the option to pay for paper checks.

Chase Total Checking

With a history spanning over two centuries, Chase Bank has evolved into one of the largest and most well-established banks in the United States. Headquartered in New York City, the bank operates an extensive network of branches across the country, providing a wide range of financial services to millions of customers.

Open a Chase Total Checking account and set up direct deposit within 90 days of opening the account to earn a $200 bonus. You must keep the account open for 6 months or you’ll need to pay the bonus back from the funds in your account before closing.

If you keep a daily balance of $1,500 or have at least $500 in direct deposits monthly, you can avoid the $12 monthly fee.

chase offer

Citi Priority Checking

Citibank is a renowned global financial institution with a rich legacy in the banking industry. With a history that spans over two centuries, Citibank has established itself as a trusted and reliable partner for individuals, businesses, and governments worldwide. Headquartered in New York City, the bank operates an extensive network of branches, providing a comprehensive range of banking products and services.

Open a Citi Priority Checking account and earn a bonus of $300 – $1,500 depending on your account balance. Deposit $15,000 – $49,999 and earn $300, deposit $50,000 – $199,999 and earn $700, or $200,000+ and earn $1,500. Your balance on the 20th day of opening the account will determine your bonus.

To waive the $30 monthly maintenance fee, keep a combined balance of $50,000 across all Citi deposit accounts.

Huntington Checking

Founded in 1866, Huntington Bancshares Incorporated, commonly referred to as Huntington Bank, stands as a prominent regional bank holding company headquartered in Columbus, Ohio. With a rich history spanning over a century, it has firmly rooted itself in the financial landscape of the United States. Over the years, Huntington Bank has built a reputation for its commitment to customer service, comprehensive financial solutions, and community outreach.

Open a Huntington Asterik-Free or Huntington 5 checking account with at least $1,000 and earn a $150 bonus with an Asterik-Free account or $200 with a Huntington 5 account. You’ll receive the bonus 14 days after opening the account. With a $5,000 balance across all Huntington accounts, you can waive the $5 monthly maintenance fee.

Final Thoughts

Do your research before opening a new checking account. Most banks offer a bonus for new accounts as long as you meet the minimum deposit/balance requirements and you haven’t had a checking account with them in the last 6 – 12 months.

Take advantage of the bonuses and grow your earnings just by opening a new account!