Get Up To $500 For A New Bank Checking Account

In the competitive landscape of the US banking sector, one of the most enticing strategies banks employ to attract new customers is offering checking account signup bonuses. You can view some of these offers below:

What are Checking Account Signup Bonuses?

A checking account signup bonus is a financial incentive banks offer new customers who open a checking account. These bonuses can range anywhere from a few dozen to several hundred dollars. They are a part of a bank’s marketing strategy, designed to attract new customers in a market where customer loyalty and service satisfaction are key.

WOman using a atm

Considerations Before Signing Up

While these bonuses are attractive, there are several factors consumers should consider:

  1. Fees: Understand the fee structure of the account. Monthly maintenance fees, ATM fees, and overdraft fees can quickly offset the benefit of the bonus.
  2. Minimum Balance Requirements: Some accounts require a minimum balance to avoid fees or to qualify for the bonus.
  3. Long-term Value: Consider if the bank offers what you need in the long term, such as convenient ATM access, online banking, and customer service.
  4. Impact on Credit Score: Opening a new account can sometimes affect your credit score, though this impact is usually minor and temporary.
  5. Tax Implications: Bonuses are often considered taxable income, so be prepared for potential tax liabilities.

Disclaimer: The offers described are subject to change at any time, and terms and conditions apply. It’s recommended to review the current promotional details directly on the official websites or consult with a banking representative to verify eligibility, criteria, and availability before proceeding.


f you’re in the market for a new checking account that offers both convenience and value, Chase Total Checking® might be the perfect fit. Chase, one of the largest and most trusted banking institutions in the U.S., is known for providing comprehensive financial solutions to millions of customers. As part of their ongoing commitment to bring new customers on board, Chase is currently offering an exclusive promotion where new customers can earn up to $300.

The Special Offer: How to Earn Up to $300

As a new Chase checking customer, you can earn up to $300 by opening a Chase Total Checking® account and meeting specific requirements. Here’s how to unlock the reward:

  1. Open a New Account: The offer is available to new Chase checking customers who have not held a Chase checking account in the last 90 days. To start, open a new Chase Total Checking® account using a unique promotional coupon.
  2. Complete Direct Deposits: To qualify for the bonus, make direct deposits totaling $500 or more within 90 days of enrolling with the coupon. Direct deposits can come from your employer, the government, or any other source that offers direct deposit services.
  3. Receive Your Bonus: Once you’ve completed the requirements and your account is verified, the $300 reward will be deposited directly into your new Chase Total Checking® account within 15 business days.

Benefits of Chase Total Checking®

Beyond the enticing bonus, the Chase Total Checking® account brings a suite of features that many will find practical and convenient, including:

  • Extensive Branch and ATM Network: Access over 16,000 Chase ATMs and 4,700 branches nationwide, ensuring that you have banking support almost anywhere you go.
  • Online and Mobile Banking: Manage your account anytime, anywhere with Chase’s comprehensive mobile app and online banking services, making bill payments, transfers, and account monitoring easy and intuitive.
  • Overdraft Protection: Link your Chase savings account to your checking for additional protection and peace of mind.
  • Account Alerts: Stay on top of your account activity with personalized alerts that help you monitor deposits, transactions, and low balance notifications.

U.S. Bank Checking and Savings Bonus

U.S. Bank is rolling out an exceptional promotion to new customers looking for a comprehensive banking solution. With an opportunity to earn up to $700 in combined bonuses through their U.S. Bank Smartly® Checking and U.S. Bank Standard Savings accounts, it’s a great time to start your banking journey with this reputable institution.

How to Earn Up to $700

The bonus structure includes rewards for opening and meeting specific criteria with both the Smartly® Checking and Standard Savings accounts. Here’s a breakdown:

U.S. Bank Smartly® Checking: Up to $500 Bonus To earn up to $500 with a new Smartly® Checking account, follow these steps:

  1. Open a New Account: Open your checking account online through the designated page, over the phone, or at a branch with a minimum opening deposit of $25 by June 27.
  2. Enroll in Digital Banking: Within 90 days of account opening, enroll in the U.S. Bank Mobile App or online banking and make at least two direct deposits.
  3. Achieve Your Bonus: Earn the bonus based on the cumulative total of direct deposits within 90 days:
    • $100: Direct deposits totaling between $3,000 and $4,999.99.
    • $300: Direct deposits totaling between $5,000 and $9,999.99.
    • $500: Direct deposits totaling $10,000 or more.

U.S. Bank Standard Savings: $200 Bonus To earn an additional $200, you can open a U.S. Bank Standard Savings account:

  1. Open a New Savings Account: Open a new Standard Savings account by June 27 and deposit a minimum of $25.
  2. Complete a Deposit: Deposit at least $15,000 in new money (not previously held with U.S. Bank) within 30 days of opening and maintain that balance for at least 90 days.

Benefits of U.S. Bank Accounts

These bonuses aren’t the only perks of banking with U.S. Bank. Here are some notable features:

  • U.S. Bank Smartly® Checking: Features include no ATM fees at U.S. Bank ATMs, personalized debit cards, budgeting tools via the mobile app, and overdraft protection when linked to your savings account.
  • U.S. Bank Standard Savings: With automatic transfers to help you save and competitive interest rates, this account makes reaching your savings goals easier.

Wells Fargo

As of 2024, Wells Fargo offers several attractive signup bonuses for new customers, catering to different financial needs and preferences. Their promotions include:

  1. Everyday Checking Account Bonus: Wells Fargo offers a $300 bonus for opening a new Everyday Checking account. To qualify, you must open the account with a minimum deposit of $25 and receive a total of $1,000 or more in qualifying electronic deposits within the first 90 days of account opening. The bonus is credited to the account within 30 days after the 90-day qualification period.
  2. Savings Account Bonus: There’s also a promotion for a $525 bonus for opening a new eligible consumer savings account. This requires a minimum deposit of $25, followed by depositing $25,000 or more within 30 days and maintaining that balance for 90 days after account opening.
  3. Premier Checking Account Bonus: For higher-end clients, Wells Fargo offers a substantial $2,500 bonus for opening a new Premier Checking account and maintaining qualifying linked balances. This requires bringing in new deposits of $250,000 or more within 45 days and maintaining this balance through Day 90 after the account upgrade.
  4. Credit Card Offers: Additionally, Wells Fargo provides various credit card bonuses, such as a $200 cash rewards bonus for the Wells Fargo Active Cash Card and special offers on the Wells Fargo Reflect Card and Rewards Visa Credit Card.

These promotions reflect Wells Fargo’s commitment to catering to a broad spectrum of customer needs, from everyday banking to more exclusive financial services. However, as with any financial product, it’s important to consider the terms and conditions, including any requirements for maintaining account balances or completing certain transactions, to benefit from these offers fully.

Bank Of America

In 2024, Bank of America offers a variety of attractive signup bonuses for both personal and business accounts, as well as for their credit card products.

  1. Personal Checking Account Bonus: Bank of America is offering a $200 bonus for opening a new personal checking account. To qualify, you need to set up direct deposits totaling at least $2,000 per month within 90 days of opening the account. This account has a monthly fee ranging from $4.95 to $25, which can be waived by enrolling in Preferred Rewards or meeting the minimum balance requirements of the chosen account​​​​.
  2. Business Checking Account Bonus: For business owners, there’s a $200 cash bonus available when opening a qualifying business checking account. To be eligible, you must open a new account, make $5,000 in qualifying deposits within 30 days, and maintain a minimum required balance of $5,000 for 60 days. The account comes with a monthly fee of $16 to $29.95, which can be waived by maintaining a certain balance or enrolling in Preferred Rewards​​.
  3. Credit Card Promotions: Bank of America offers several credit card promotions, including the Bank of America Customized Cash Rewards, Unlimited Cash Rewards, and Premium Rewards credit cards. These promotions typically offer a cash reward of $200 to $600, depending on the card and the spending requirements met within a specified period. The Premium Rewards Elite card, for example, offers 75,000 bonus points (equivalent to $750) for spending $5,000 within 90 days of account opening​​.
  4. Merrill Edge Self-Directed Bonus: There’s also an offer for up to a $600 welcome bonus when you open a new Merrill Edge Self-Directed account and make an initial deposit. The bonus varies depending on the amount deposited, with higher deposits leading to larger bonuses​​.

It’s important to note that all these offers come with specific terms and conditions, and it’s advisable to carefully review these before signing up. Bank of America is known for its wide range of financial products and services, and these bonuses can be a great way to get started with them. Remember to consider how well the product fits your financial needs and goals, beyond just the attractiveness of the signup bonus.